Newsletter / Blog

by in Tips

Preventing Financial Fraud and Identity Theft

  In this day and age, technology keeps the world turning. Yet, as versed as we all may be in smart devices and beyond- millions still fall victim to identity theft every year. Below we discuss who identity thieves are, what they’re typically after, and ways to prevent them from succeeding. Who are they? Financial […]

by in Uncategorized

Fun Fact Friday 02/03/23

MARKET TERM OF THE WEEK “Dividend” When a company pays a portion of its earnings to its shareholders, typically attracting the attention of long-term investors and retirees. #1 Every little bit counts. Not including dividends, the S&P 500’s annualized return since WWII has been 7.6%. At that rate of return, a 40-year-old setting aside $100 […]

by in Retirement

When Should You Take Your Social Security?

Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement: “When should I (or we) start taking my (or our) Social Security?” And yet, the “right” answer to this common query remains as elusive as ever. It depends […]

by in Fun Fact Friday, Uncategorized

Fun Fact Friday 1/20/23

MARKET TERM OF THE WEEK: “Qualified Charitable Distribution” A qualified charitable distribution (QCD) allows individuals who are 72 years old or older to donate up to $100,000 total to one or more charities directly from a taxable IRA instead of taking their required minimum distributions.     FACT 1: The S&P 500’s 1.37% gain in […]

by in Fun Fact Friday

Fun Fact Friday 1/13/23

MARKET TERM OF THE WEEK: “Adjusted Gross Income (AGI)” Adjusted Gross Income (AGI) is defined as gross income minus adjustments to income.  Gross income includes your wages, dividends, capital gains, business income, retirement distributions as well as other income. Adjustments to Income include such items as Educator expenses, Student loan interest, charitable giving or contributions […]

by in Managing the Market

What is Fiduciary Investment Advice, and why does it matter?

Fiduciary Advice- How do you know when an investment recommendation is worth heeding? Red tape and legal jargon aside, it’s about finding an advisor who exemplifies a few simple ideals: “There’s no confusion in the minds of investors as to what they want. They’re very clear. They want somebody they trust who makes recommendations that […]

by in Fun Fact Friday

Fun Fact Friday (01/06/23)

  MARKET TERM OF THE WEEK: “Volatility” Stocks that move up and down wildly are known as volatile stocks. They can provide great profit opportunities, but also come with greater risk.     FACT 1: Researchers conducting a study in the UK found that more than 200 employees who had access to and used a company gym were […]

by in Managing the Market

Reflections on “Robo-Advice”

  From robotic arms to robotic bees (as featured in this 2017 NPR piece), the future looks bright for new and potentially improved ways to enhance our lives with robotics. Lately, “robo-advisors” have been capturing the fancy of the financial press, promising to take over investment decisions that have traditionally demanded human intervention. Will robo-advisors […]

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